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Costs and Credit

52 posts
debt to income ratio significance

The Role of Debt‑to‑Income Ratio in Lease ApprovalsBusiness

Lenders assess your debt‑to‑income ratio to determine lease approval chances—learn how managing your DTI can boost your rental success.
multiple deposit savings plan

Intro to Multiple Security Deposit (MSD) Programs for Lower RatesBusiness

Securing affordable rental options, MSD programs reduce upfront costs and protect landlords—discover how they can transform your leasing business today.
leased vehicle tax guide

Taxes on Leased Vehicles: State‑by‑State Cheat SheetBusiness

Just understanding your state’s lease tax rules can significantly impact your costs—discover the details to avoid surprises.
lease buyout refinancing options

Refinancing a Lease Buyout: Pros, Cons, and StepsBusiness

Getting a lease buyout refinance can lower payments and improve flexibility, but understanding the pros, cons, and steps is essential before proceeding.
inflation impact on leases

How Inflation Creeps Into Lease Payments (And What to Do)Business

Inflation can silently increase lease payments through escalation clauses, but understanding and negotiating your lease can help you stay ahead.
leasing below prime rates

Tier‑B Credit Strategies: Leasing Options Below PrimeBusiness

Find out how Tier‑B credit strategies with below-prime leasing options can boost returns while managing risk effectively.
security deposit payment effects

Security Deposits: When They Lower Payments—and When They Don’tBusiness

How security deposits impact your payments varies, and understanding when they lower costs—or don’t—can save you money; discover the details below.
prepaid vs postpaid mileage

Mileage Overages: Negotiating Extra Miles Upfront vs. Paying LaterBusiness

I’ll reveal how negotiating extra miles upfront can save you money, but the best strategy depends on your trip details.
smart credit shopping strategies

Rate Shopping 101: Using Multiple Quotes Without Hurting CreditBusiness

Clever rate shopping techniques let you compare quotes without harming your credit—discover how to maximize savings while protecting your score.
leasers require gap coverage

Gap Insurance Guide: Why Leasers Need It More Than BuyersBusiness

Gap insurance is essential for leasers because of rapid depreciation, and understanding why it’s more crucial than for buyers can save you money.